2026 loan rule changes: No foreclosure charges, faster credit updates and more flexibility for borrowers

The Reserve Bank of India (RBI) is set to introduce a series of groundbreaking changes to lending regulations in 2026, and these updates could make a huge difference for borrowers across India.

From the removal of foreclosure charges to weekly credit score updates, the new rules are designed to make borrowing more flexible, transparent and borrower-friendly.

Secured vs unsecured loan: Key differences explained

When borrowing money, one of the most important decisions is choosing between a secured loan and an unsecured one.

 

Both serve different financial needs and come with unique advantages and risks. Understanding these differences can help borrowers make the right financial choice.